Profit and loss account up to 31/03/2023
Scroll the table sideways to see every column.
| Order | Income | Bagasara | Kunkavav | Bhesan | Chuda | Visavadar | Amreli | Bhalgam | Dhari | Total |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest on loans | 21842413.00 | 5012214.00 | 9128765.00 | 4347108.00 | 5111782.00 | 9245876.00 | 2602792.00 | 77452.00 | 57368402.00 | |
| 1 | At interest income | 21842413.00 | 5012214.00 | 9128765.00 | 4347108.00 | 5111782.00 | 9245876.00 | 2602792.00 | 77452.00 | 57368402.00 |
| Dividends/interest on investments | 5745031.00 | 696323.00 | 61477.00 | 313043.00 | 0.00 | 47453.00 | 0.00 | 2537.00 | 6865864.00 | |
| 2 | A.G.M.S. At Savings Interest Income | 34054.00 | 22643.00 | 47453.00 | 2256.00 | 106406.00 | ||||
| 3 | A.G.M.S. F.D. At interest income | 5707598.00 | 673680.00 | 6381278.00 | ||||||
| 4 | A.G.M.S. At Share Dividend | 9.00 | 9.00 | |||||||
| 5 | At Central Bank of India Savings Interest | 3170.00 | 3170.00 | |||||||
| 6 | At Junagadh District Co-operative Bank Savings Interest Income | 244.00 | 166.00 | 410.00 | ||||||
| 8 | At Bank of Baroda Savings Interest Income | 281.00 | 281.00 | |||||||
| 9 | At IFFCO Share Dividend | 200.00 | 200.00 | |||||||
| Other miscellaneous income | 15214311.00 | 212150.00 | 277870.00 | 144538.00 | 206695.00 | 51850.00 | 85240.00 | 19760.00 | 16212414.00 | |
| 10 | At the notice fee income | 150000.00 | 49000.00 | 97200.00 | 24000.00 | 26400.00 | 12600.00 | 12600.00 | 371800.00 | |
| 11 | At stationery income | 75510.00 | 26200.00 | 39220.00 | 28520.00 | 71995.00 | 34450.00 | 32090.00 | 19760.00 | 327745.00 |
| 12 | at service charge | 191800.00 | 136950.00 | 141450.00 | 82150.00 | 108300.00 | 4800.00 | 38550.00 | 704000.00 | |
| 13 | At branch interest income | 14785581.00 | 14785581.00 | |||||||
| 14 | At Fixed Deposit Interest Income | 11420.00 | 11420.00 | |||||||
| 15 | Provision against sub standard assets | 9868.00 | 9868.00 | |||||||
| 16 | At locker rental income | 2000.00 | 2000.00 | |||||||
| Total | 42801755.00 | 5920687.00 | 9468112.00 | 4804689.00 | 5318477.00 | 9345179.00 | 2688032.00 | 99749.00 | 80446680.00 | |
Scroll the table sideways to see every column.
| Order | Expenses | Bagasara | Kunkavav | Bhesan | Chuda | Visavadar | Amreli | Bhalgam | Dhari | Total |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest (paid and payable) | 29806957.00 | 3634903.00 | 1616417.00 | 2877682.00 | 639606.00 | 1707108.00 | 1378378.00 | 18527.00 | 41679578.00 | |
| 1 | At Fixed Deposit Interest Outward | 29158320.00 | 3418553.00 | 1486831.00 | 2709989.00 | 595866.00 | 1546800.00 | 1165653.00 | 17601.00 | 40099613.00 |
| 2 | At Monthly Fixed Deposit Interest Outward | 6666.00 | 10005.00 | 16671.00 | ||||||
| 3 | Recurring Depot. At interest outflow | 117987.00 | 35454.00 | 9213.00 | 13043.00 | 2857.00 | 5376.00 | 7986.00 | 271.00 | 192187.00 |
| 4 | At Daily Savings Interest Outgoing | 188970.00 | 122425.00 | 41343.00 | 58819.00 | 15459.00 | 124855.00 | 28282.00 | 580153.00 | |
| 6 | Running Savings Interest Outgoing | 341680.00 | 58471.00 | 79030.00 | 95831.00 | 25424.00 | 23411.00 | 166452.00 | 655.00 | 790954.00 |
| Administrative and other expenses | 3625064.00 | 412500.00 | 624000.00 | 506000.00 | 324000.00 | 223000.00 | 168000.00 | 5882564.00 | ||
| 7 | At employee salary expense | 3034000.00 | 412500.00 | 624000.00 | 506000.00 | 324000.00 | 223000.00 | 168000.00 | 5291500.00 | |
| 8 | At the annual general meeting expenses | 591064.00 | 591064.00 | |||||||
| Rent, Taxes, Electricity | 578773.00 | 13665.00 | 24703.00 | 23540.00 | 3951.00 | 22428.00 | 37835.00 | 2360.00 | 707255.00 | |
| 9 | Ele. At bill expense | 36115.00 | 13665.00 | 22843.00 | 23540.00 | 3951.00 | 22428.00 | 32405.00 | 2360.00 | 157307.00 |
| 10 | At electric costs | 521679.00 | 1860.00 | 5430.00 | 528969.00 | |||||
| 11 | At the cost of electricity | 20979.00 | 20979.00 | |||||||
| Legal Charges (Attorney Fees Vs.) | 30200.00 | 30200.00 | ||||||||
| 12 | At the cost of attorney's fees | 30200.00 | 30200.00 | |||||||
| At postage and telephone costs | 26679.00 | 7874.00 | 17424.00 | 8639.00 | 4714.00 | 10227.00 | 1575.00 | 1781.00 | 78913.00 | |
| 13 | At telephone bill expense | 8879.00 | 5744.00 | 9124.00 | 6399.00 | 1414.00 | 8652.00 | 1781.00 | 41993.00 | |
| 14 | At wire postage cost | 17800.00 | 2130.00 | 8300.00 | 2240.00 | 3300.00 | 1575.00 | 1575.00 | 36920.00 | |
| Printing and Stationery | 600204.00 | 8125.00 | 32869.00 | 5260.00 | 8610.00 | 13630.00 | 11000.00 | 500.00 | 680198.00 | |
| 15 | At stationery expenses | 352704.00 | 8125.00 | 32869.00 | 5260.00 | 8610.00 | 13630.00 | 10000.00 | 500.00 | 431698.00 |
| 16 | At report printing costs | 247500.00 | 247500.00 | |||||||
| 17 | At printing costs | 1000.00 | 1000.00 | |||||||
| Audit Fees | 28000.00 | 28000.00 | ||||||||
| 18 | At the cost of the audit fee | 28000.00 | 28000.00 | |||||||
| At vehicle cost | 300480.00 | 6000.00 | 6000.00 | 6000.00 | 1000.00 | 6000.00 | 6600.00 | 0.00 | 332080.00 | |
| 19 | At vehicle cost | 59780.00 | 59780.00 | |||||||
| 20 | At vehicle insurance premium costs | 51000.00 | 51000.00 | |||||||
| 21 | At petrol and diesel costs | 189700.00 | 6000.00 | 6000.00 | 6000.00 | 1000.00 | 6000.00 | 6600.00 | 221300.00 | |
| Depreciation of property | 2038713.00 | 2038713.00 | ||||||||
| 22 | At dead stock depreciation expense | 2038713.00 | 2038713.00 | |||||||
| Computer expenses | 80030.00 | 1700.00 | 1800.00 | 700.00 | 84230.00 | |||||
| 23 | At Computer/Software Costs | 77880.00 | 77880.00 | |||||||
| 24 | At computer costs | 2150.00 | 1700.00 | 1800.00 | 700.00 | 6350.00 | ||||
| Other expenses | 1279277.00 | 147250.00 | 4665025.10 | 998340.01 | 3699774.36 | 5345224.00 | 823121.60 | 31486.41 | 16989498.48 | |
| 25 | At Bank Charge | 2109.00 | 1930.00 | 2099.10 | 3091.01 | 4434.36 | 649.00 | 554.60 | 212.41 | 15079.48 |
| 26 | At the cost of office rent | 334200.00 | 32400.00 | 204682.00 | 24200.00 | 130000.00 | 94500.00 | 52000.00 | 30000.00 | 901982.00 |
| 27 | At advertising costs | 53600.00 | 10560.00 | 64160.00 | ||||||
| 28 | At total cost | 17798.00 | 16921.00 | 4960.00 | 15140.00 | 3120.00 | 22368.00 | 80307.00 | ||
| 29 | At locker costs | 21830.00 | 330.00 | 22160.00 | ||||||
| 30 | Locker rental at | 2596.00 | 2896.00 | 3835.00 | 1180.00 | 944.00 | 11451.00 | |||
| 31 | At allowance cost | 4849.00 | 2249.00 | 1450.00 | 1450.00 | 1655.00 | 11653.00 | |||
| 32 | At office expenses | 274127.00 | 9150.00 | 34180.00 | 5800.00 | 20282.00 | 16860.00 | 15519.00 | 375918.00 | |
| 33 | at courier costs | 300.00 | 300.00 | |||||||
| 34 | At Legal Consulting Fees | 20000.00 | 20000.00 | |||||||
| 35 | At xerox and typing costs | 2329.00 | 2329.00 | |||||||
| 36 | At repair and maintenance costs | 9940.00 | 9940.00 | |||||||
| 37 | At interest rebate costs | 5370.00 | 22381.00 | 55888.00 | 6071.00 | 4554.00 | 15068.00 | 24872.00 | 134204.00 | |
| 38 | At meeting expenses | 76100.00 | 76100.00 | |||||||
| 39 | At Building Repairing and Maintenance Expenses | 437129.00 | 24025.00 | 461154.00 | ||||||
| 40 | At Check Book Charge | 180.00 | 180.00 | |||||||
| 41 | At Education Fund Expenditure | 11000.00 | 11000.00 | |||||||
| 42 | At clean cleaning costs | 6000.00 | 6000.00 | |||||||
| 43 | At Branch Interest Outgoing | 59323.00 | 4337741.00 | 942408.00 | 3531894.00 | 5184039.00 | 730176.00 | 14785581.00 | ||
| Provisions | 2754205.00 | 330947.00 | 544031.00 | 0.00 | 24186.00 | 43591.00 | 3696960.00 | |||
| 44 | At provision against sub standard assets | 2754205.00 | 330947.00 | 544031.00 | 24186.00 | 43591.00 | 3696960.00 | |||
| 45 | profit for the year | 1683373.00 | 1327523.00 | 1935842.90 | 378527.99 | 612635.64 | 2017562.00 | 217931.40 | 45094.59 | 8218490.52 |
| Total | 42801755.00 | 5920687.00 | 9468112.00 | 4804689.00 | 5318477.00 | 9345179.00 | 2688032.00 | 99749.00 | 80446680.00 | |